Term Insurance Agency-Calif. Insurance License #0563687 Phone: 877-itsterm (877-487-8376) "Insurance Designed To Last A Lifetime"
Term Insurance Agency-Calif. Insurance License #0563687Phone: 877-itsterm (877-487-8376)"Insurance Designed To Last A Lifetime"
As part of your application for life insurance, a medical exam and health history questionnaire will be completed. The exam will be conducted at a time and place-office or home-convenient to you. Insurance companies use professional vendors called “paramed examiners” to collect the required data. Expect to provide a blood and urine specimen, saliva swab, be measured for height and weight, a blood pressure test via cuff device, and a resting EKG reading via portable electronic device. If over the age of 60 or as determined by the underwriter, your exam may include a cognitive test to determine signs of senile dementia, Alzheimer’s disease, or other cognitive impairment.
 Please select a private space free of interruptions in which your exam will be taken. Especially important, is to prepare for the health history questionnaire by having on hand the following: Names of medical providers, e.g. doctors, hospitals, addresses, phone numbers and treatment dates. Be as specific as possible. Know the date and reason of your last doctor visit, dates of surgeries, details, outcomes, location, attending physicians and contact details. Have available medication details with dosage, name of prescribing physician, when first used, current usage and conditions under treatment. Detailed information will expedite your application’s underwriting.
Fasting for a 12 hour period prior to your exam will improve your test results. That is; no food, alcohol, sugar, caffeine. Drink water only. Maintain your medication usage schedule and follow your doctor’s orders. Provide the urine specimen before the blood pressure test. Relax! Ask questions if you are not clear on any part of the exam. You may be asked about your family health history. That is, current health status of siblings and parents, and if deceased, the cause and age at death. During the blood pressure test, breathe deeply, close your eyes and slouch, to be as comfortable as possible. You may be asked to provide a photo I.D. Morning appointments are usually best for optimal biometric testing results. You will be asked to sign your health history questionnaire and will be given disclosure notices and forms.
 Good Luck!

Robert M. Coleman-Calif. Lic. #0563687 www.terminsuranceagency.com

Contact Us Today!

Term Insurance Agency-Calif. Lic. #0563687
PO BOX 6945
CA 92863

Phone: 877 487 8376 877 487 8376

E-mail: getaquote@terminsuranceagency.com

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Term Insurance Agency, PO BOX 6945, Orange, CA 92863,Tel. 877-487-8376 (877-itsterm), FAX 714-439-0583, California Insurance License #0563687 "Insurance Designed To Last A Lifetime "